# NFT Lending NFT **DeFi Lending protocols** allow Liquid Capital to fund lending requests in SOL to borrowers looking to **leverage** their NFT for their **short-term liquidity** needs. We currently utilize *Rainfi/Frakt/Sharkyfi* to seek lending opportunities for our funds allocated to the lending side of our portfolio. Generally speaking, we target a **loan to value ratio** of between **50-75%** of the floor value of an NFT, which is based on several factors, including overall loans held, quality of the NFT collection (collateral), potential fees and \[individual lender ratings]. Through these lending activities the eventual outcome is either: a) the borrower **pays back** the loan and we earn a fee; or (b) the borrower defaults and Liquid Capital acquires the collateralized NFT at a significant discount. Defaulted NFTs will be sold at a **reasonable price** to return the original funds lent and attempt to make a modest profit on the sale. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://liquid-capital.gitbook.io/in-depth/nft-lending.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.